IRAs
Whatever your age or your savings goals, it’s never too soon to start planning for your retirement. Individual Retirement Accounts (IRAs) allow you to plan for your retirement years by investing up to the maximum amount allowed by federal regulation. We offer traditional and Roth IRAs to help make planning for your future a reality.
 
IRAs basically provide the following benefits:
  • Financial security for your retirement years
  • Competitive interest on even the smallest IRA balance
  • Convenience of payroll deduction for easy contribution
  • Security of knowing your IRA is federally insured to $250,000 by NCUA 
Traditional IRAs provide:
  • Tax-deferred interest until funds are withdrawn (as early as age 59 1/2)
  • Tax deductible contributions, depending on income level
  • A possible deduction from annual gross income on your federal income tax return (consult your tax advisor for details about deductibility)
Roth IRAs provide:
  • Contributions at any age
  • Qualified, tax-free distributions
  • Flexible withdrawal options

Contact a member service representative at your local branch for more information and to make your dreams of retirement a reality.   Contact Us    


   

 

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