Forget the fine print. You pay no hidden service charges or maintenance fees. A checking account at Lafayette Schools' FCU couldn't be much easier. A $50 minimum deposit opens your account while an average daily balance of $500 or more earns monthly dividends.
Additional Benefits:
-
Unlimited check writing capabilities
-
No per check charge
-
No service charges regardless of minimum balance
-
-
Bonjour – 24 audio response system |
With your LSFCU checking account, you'll enjoy access to many of our convenient online services including:
- Home Banking
-
Online Bill Pay
- Online check imaging
|
Free Debit/ATM Card
Your checking account also includes a free Debit/ATM card. Use your debit card to make purchases anywhere that VISA is accepted. The amount is deducted from your checking account and appears on your monthly statement. It also serves as your ATM card, giving you access to your LSFCU checking account 24 hours a day. There is no surcharge when you use either an LSFCU ATM or any ATM that is part of the PULSE Select Network nationwide.
Search the ATM Locator.Lost or stolen LSFCU ATM/Debit VISA® Card: Call 1-800-472-3272
Courtesy Pay Overdraft Privilege
We understand that when you're busy it's easy to lose track of your checking account balance. Now you can avoid the embarrassment of returned checks and costly fees from merchants. Courtesy Pay helps to avoid returned checks by automatically paying overdrafts. Rather than returning your check, the credit union will cover the difference up to $500.00 (including fees and charges) and your account will be charged $25.00 for handling each overdraft paid by the discretionary Courtesy Pay. You'll then have up to 15 days to repay the overdraft to retain the Courtesy Pay overdraft privilege.
This privilege is available to qualified members for all checks, ACH items, internet bill payer items, Debit Card transactions, and ATM withdrawals. In the event that you chose to opt out of the Courtesy Pay Program or if the privilege is revoked, all overdrafts will be automatically returned marked "NSF" and applicable fees per item will be charged to your account.
NEW! Courtesy Pay for ATM and everyday Debit Card Transactions
Federal lawmakers have created new rules governing overdraft protection programs that go into effect on
July 1, 2010. You now have an option concerning whether you want to continue to have our overdraft service cover your
ATM and everyday debit card transactions.
Click here to learn more about the Overdraft Changes.
