Since 1954, our members have counted on us to help them achieve their savings goals. We strive to offer higher dividends on deposit accounts than local banks. Rest assured that your deposit accounts at LSFCU are federally insured to at least $250,000 by the National Credit Union Administration (NCUA).
Your savings account is the basis of your credit union membership. A minimum deposit of $25 is required to open the account and a $5 minimum balance maintains your membership. Competitive quarterly dividends are paid for average daily balances of $100 or more. We also provide life savings protection insurance on regular savings accounts at no extra charge.* Special accounts are available for a variety of savings needs including: education, vacations and Christmas.
Additional Benefits:
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No service charges regardless of minimum balance maintained
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Federally insured up to $250,000 by the NCUA
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Payroll deduction
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Bonjour – 24 audio response system |
With your LSFCU savings account, you'll enjoy access to many of our convenient online services including:
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Home Banking
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Online Bill Pay
- E-statements
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Youth Savings Accounts
Kirby Kangaroo Club
Help your child learn to develop good savings habits and reach their goals by opening a youth account at LSFCU. Once you open their account, they will be automatically enrolled in our brand-new Kirby Kangaroo Club, a financial education program designed especially for kids! We hope to help children up to the age of 12 learn important lessons about money.Members will receive quarterly newsletters and special prizes will be rewarded for saving.
CU Succeed Teen Financial Network
This program helps teens manage their finances and provides them with a solid foundation for success. The CU Succeed Teens Financial Network is an innovative program sponsored by credit unions across the nation. The program features an attractive full-color quarterly newsletter and a state-of-the-art website where teens can access a wide variety of financial information and use interactive tools to help them achieve their goals.
Money Market Accounts
Our tiered money market account pays competitive, market-driven interest without locking up your funds into a long-term investment. You earn more than a regular savings account, and still have ready access to your money should you need it. You'll earn competitive money market rates based on the balance in your account.
Certificates
Our certificates offer highly competitive fixed rates for terms of 6, 12, 24, and 36 months. A minimum deposit of $2,500 is required to open a certificate of deposit.
Individual Retirement Accounts
Choose between Traditional and Roth IRAs depending on your individual savings goals. These accounts are federally insured up to $250,000 by the NCUA. Learn More
*Age limitations apply.