Home & Land
Whether you're purchasing or refinancing, we can help you save money.  We offer a variety of lending products to meet your needs. Apply online.

Home & Land

Purchasing & Refinancing Options

  • First time home buyer
  • Permanent loan options after new home construction is complete
  • Primary residence, secondary residence or vacation home
  • Investment properties
  • FHA, Rural Development, Conventional programs
  • Home Equity Line of Credit (HELOC)
  • Second mortgage on primary residence
  • Land
  • Conversion of Adjustable Rate Mortgages (ARMs) to a fixed rate
  • Refinance existing mortgage from another lender

Benefits of Borrowing at Lafayette Schools Credit Union

  • Low rates mean saving money
  • Various terms are available to meet your payoff goals
  • Flexible down payment options help you move in quicker
  • Adjustable and fixed rate options to fit your needs
  • Our mortgage team guides you through the closing process
  • Mortgage calculators


Call or visit a branch for current rates and to schedule an appointment. NEW! Apply online.



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Lafayette Schools Credit Union is not responsible for the content or availability of linked sites. Please be advised that Lafayette Schools Credit Union does not represent either the third party or you, the member, if you enter into a transaction. Further, the privacy and security policies of the linked site may differ from those practiced by Lafayette Schools Credit Union.