Smart Option Student Loan
When youre planning for college, the first question is often which school to choose. But just as important is the question of how youll pay for it. Thats why weve partnered with Sallie Mae® to bring you their 1-2-3 approach to paying for college. These three steps can help you make more informed, responsible financial decisions for a big investment in your future.
  1. Start with money you wont have to repay. Supplement your college savings and income by maximizing scholarships, grants, and work-study.
  2. Explore federal loan options.
  3. Fill any gaps with responsible private student loans.
If after considering your savings, scholarships, and grants, you still come up short, a private student loan can help to fill the gap. Lafayette Schools Credit Union has partnered with Sallie Mae to offer our members the Smart Option Student Loan. To encourage responsible borrowing, Smart Option Student Loans must be certified by the schools financial aid office to help ensure students borrow no more than their cost of attendance less other financial aid received. With competitive variable and fixed interest rates, choice of repayment options, and no origination fees or prepayment penalties, the Smart Option Student Loan is a responsible way to fund your education.

For more information or to apply, visit



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