GAP Insurance
GAP Protection Insurance


Auto insurance may not be enough. If your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared an insured total loss, your auto insurance may cover the replacement value. You remain liable for payment of the difference between the insurance settlement and your loan balance. GAP Protection is an affordable way to protect yourself against this kind of unexpected expense.


Benefits may be available for new or used vehicles, including cars, light trucks, motorcycles and some other motorized vehicles.
Elect GAP Protection at the same time you apply for your vehicle loan. The premium can be rolled into your monthly loan payment.

To Apply

Call or visit a branch to learn more about coverage for your vehicle loan.

Important Information:
The above is a brief description of coverage options. Refer to the Member's Choice GAP agreement for complete details, including any limitations or benefits. Non-deposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. Member's Choice is under contract with the financial institution to make insurance available to members. The Representative may also be a credit union employee that accepts deposits on behalf of the credit union.

Your purchase of GAP insurance, underwritten by Member's Choice, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Policy Agreement for a full explanation of the terms.



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